Conning is Pleased to Announce its Newest Strategic Study Personal Lines State Environment Annual –2023 edition

April 16, 2024

HARTFORD, CT – April 16, 2024 – “The Personal Lines State Environment Annual—2023 Edition” is the latest in our annual series examining each state’s premium growth and profit outlook. Used as part of the personal lines insurance company planning function, the report is authored by Conning’s Insurance Research unit.

The “Personal Lines State Environment Annual” analyzes historical performance, legislative and regulatory changes, as well as economic and demographic trends, with an eye on the key drivers of state premium growth and profitability for the personal auto and homeowners lines. 

Developing informed assumptions for an assessment of growth expectations is a critical element of the planning process. Monitoring performance involves not only recording performance via traditional growth metrics, but also monitoring performance of the underlying assumptions. Understanding variances in assumptions is critical to developing a more robust plan.

Conning’s Personal Lines State Study provides a detailed look at the premium growth outlook in each of the states (and the District of Columbia). The review focuses on the unique characteristics of each state that cause its outlook to diverge from Conning’s national forecast. 

“Personal Lines State Environment Annual - 2023 Edition” is available for purchase from Conning by calling (888) 707-1177 or by visiting



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Conning ( is a leading investment management firm with a long history of serving the insurance industry. Conning supports institutional investors, including insurers and pension plans, with investment solutions, risk modeling software, and industry research. Founded in 1912, Conning has investment centers in Asia, Europe and North America.

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